What is Money Management Rules?
Check out these guidelines that you should follow to meet your financial goals.
50/30/20 Rule
1. 50% Half your income goes toward Needs (Rent, Utilities, grocery…etc)
2. 30%: The remaining 30 per cent of your disposable monthly income should be spent on entertainment or other hobbies.
3. 20% of your income should be used for saving and paying debt.
Money Management Rules
1. Budgeting: The first step is to document your sources of income alongside the money that you spend and then figure a budget out.
2. Emergency Fund: Save such that you can survive for 3-6 months without income.
3. Debt Manager: It manages both debt and creates a new repayment plan.
4. Investment: Preserve your money and start a long term savings plan.
5. Save: Budgeting-saving plan your money savings
6. STOP SPENDING ON DISTRACTIONS: Stop siphoning off some of your monies into unnecessary spending contribute to advance them towards fulfilling and contributing, instead allocate a budget for your goals.
So the brief point to say is just Check and Balance — from time to time check back where you stand in your financial life.
https://youtu.be/tRl-DGsFzAI?si=of30fpt20gruriZj
Additional Tips-
1. Avoid Debt: Prevent collecting pricey charge card financial debts and also choose low interest choices.
2. Increase your income & lock Your future with more Money Multiple Streaming, Make it Ongoing Steams.
3. Empower Yourself: Level up your skill set and use the real knowledge as a point to jack higher your income.
4. Crushing Lifestyle Creep & Goals.
5. Act: Work with a financial advisor or planner and do life together.
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